Good evening everyone and thanks for tuning in to the Clive Chat here at Radio West.0:05
With prices constantly rising, many families are really feeling the pinch these days.0:11
But other issues are important too.0:17
Here to talk to us about this is finance expert Andrew Tyson.0:20
Nice to have you with us today.0:26
It's nice to be here, Clive.0:28
Thank you for inviting me.0:30
What I would like to do today is show you how you can combine thinking about the environment and other social issues with saving some hard earned cash.0:32
To begin with, let's consider the family car.0:43
It's all very well saying people should only use public transport, but this isn't so practical or cheap if you have a large family.0:46
So although running a car can take a chunk out of your budget, you could save quite a bit by doing simple things such as keeping it well maintained and always making sure that the tire pressure is at the0:54
In the long run, you'll save on petrol.1:05
What's your next tip?1:09
Well, when at home, we should remember that what's good for the environment is also good for your wallet.1:10
Don't leave the lights on and don't leave electrical equipment on standby.1:16
Your tv, DVD player and so on.1:20
Eat up a lot of electricity in this mode.1:22
Also make sure any new electrical goods that you buy are energy efficient.1:25
That means we should pay extra attention when we go shopping for our next tv.1:31
On the subject of shopping, I have to say that British supermarkets offer good value for money on food.1:36
Generally where the supermarkets do fall down though, is that food is packaged in a way that you could end up buying more than you need and wasting it.1:42
If you buy vegetables loose, you can just buy what you will actually use.1:51
What else do we need to know?1:57
People are concerned that cheap clothes are made by manufacturers who use cheap labor and even employ children.1:59
Yet this can be true of both cheap and expensive clothes.2:05
And the ugly truth is that the consumer is given very little information on how the clothing is produced.2:08
Some of the retail outlets are a bit more forthcoming with information recently, and I hope this practice will spread over time.2:14
But until the situation changes, there really is no ethical difference between the cheaper companies and the pricier ones.2:21
That's very interesting.2:28
Is there something else you can tell us to finish?2:30
I want to talk a little about the annual holiday.2:33
The trend to travel abroad grew when package holidays were on offer.2:36
We began to take it for granted that each summer we would fly off to somewhere where hot and sunny weather was guaranteed.2:39
However, prices have increased, and when we are looking to cut back on our expenses, we should consider whether we really need to go abroad.2:46
I think we tend to forget what a lovely country we live in and how high the quality of the tourist facilities in Britain are.2:53
Perhaps it's time we started making the most of our own country's beautiful holiday spots.3:00
That's certainly something to think about.3:05
I think we should all pay attention to your advice.3:07
The changes you're suggesting are not that hard to make.3:10
No, but for a long time, our society has celebrated wastefulness and looked down on people who are careful with money as mean and miserly.3:13
This has to change for the good of the environment and our families.3:22
The less we waste, the more we have the things we really need.3:25
Andrew, thanks for being on the show with us today.3:30
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